5 Reasons to Use Your Dental Insurance Before the End of the Year
We have all heard the saying, “Use It or Lose It!”, but what does that really mean? Well, especially when referring to dental insurance benefits, if you do not use your benefits, most do not “roll over” to the next year.
Each year, you work hard to earn your benefits and before you know it, the year is gone and you didn’t maximize your benefits. A similar example is accruing paid time off but not taking it. If you don’t use it, it will be gone.
Here are 5 Reasons to Use your Dental Insurance Benefits Before the End of the Year:
- Save Money!
While some insurance plans run on a fiscal year, most run on a calendar year and do not “roll over” benefits. Many dental insurance plans are sitting there with benefit available that simply go unused. Dental insurance companies count on making millions of dollars from patients who never use their dental insurance benefits. Certainly, the dental insurance company is not going to remind you to use your benefits before they expire. It’s up to the patient’s to know if they benefits remaining. If you are unsure, call our office and we will be happy to help!
- Get Treatment Before Your Deductible Resets
A deductible is the amount you pay to the dental office before your dental insurance starts to pay. If you’ve already paid your deductible for this year, it’s best to get treatment done now before your deductible renews in the new year!
- Use Your Annual Maximum
An annual maximum is the most amount of money that the insurance company will pay towards your dental treatment in a year. If you have money remaining and you do not use it, you lose it at the end of the year.
- Why Pay for Something You Don’t Use?
If you’re paying a monthly premium for your dental insurance, you should use the benefits. It’s not different than paying for a gym membership without going. You’re better off to save your money if you’re not going to use it. Since you have already paid for your dental insurance, make the time and commit to using your benefits before the end of the year.
- Dental Problems Can Worsen with Time
What can be a simple cavity now can turn into a much more extensive problem and even cause unnecessary pain if it is not treated. Your regular dental checkups allow for early problems to be addressed so that it doesn’t lead to a more severe problem.
At Advanced Dentistry South Florida, we have dedicated dental insurance specialists that can assist you with any questions you may have. With real-time benefits information, we are able to provide you with current annual maximums, deductibles and treatment estimates. Don’t delay. Your benefits are yours… If you don’t use them, they will be wasted.
Call us today at 561-495-2099 or email us at firstname.lastname@example.org.